You call it "fear mongering." I call it cyber mindfulness. Tomato/toMAHto.
For credibility's sake: I worked with the IEEE and Wi-Fi Alliance to launch the first 802.11b wireless routers in the US at COMDEX circa 1999. I had a tech PR company for over 20 years and currently write for various cybersecurity organizations.
At the end of the day, multiple legitimate sources including CIO's, CTOs, CISO, MSSPs, analysts firms, tech companies, the FBI, and countless others have proven that:
A. There is an increase in cybercrime especially since the COVID pandemic began (increase in remote workforce accessing insecure cloud apps, lack of backup, et al); and
B. The majority of breaches are due to human error, either in the form of not keeping security software current, lack of education, clicking on a malicious URL, not changing passwords, or simply by thinking it could never happen to them.
But hey, if entrepreneurs or solopreneurs think this too much, then they are free to put their data at risk and open themselves up to a lawsuit and identity theft. I'm only here to educate and inform. What readers do with the info is their responsibility.
Definitely a good discussion though. I do appreciate your feedback and insight! :)